5 Urgent Steps to Take If Your Calgary Home Floods

Introduction

In July 2025, Calgary experienced one of its most intense rainfall events of the summer, over 50 mm of rain in a single day, leading to flash floods in several neighbourhoods like Beltline, Mission, and Inglewood. With streets turning into rivers and basements taking on water, homeowners need to act quickly and smartly.

Here are 5 critical steps to take immediately after flooding, especially if you live in high-risk zones or older homes.

1. Protect Yourself First

ALT text: Flooded basement window well in Calgary after heavy rainfall

Floodwater is more than just an inconvenience—it can contain sewage, chemicals, and sharp debris. Before stepping inside a flooded home:

Wear rubber boots, gloves, and a mask
Avoid direct contact with water
Watch for slippery or weak flooring

Your health comes first. Always assess the situation safely.

2. Document the Damage Thoroughly

ALT text: Living room with couch and furniture submerged in murky floodwater

Before cleanup starts, take clear photos and videos of:

Water levels on walls or furniture
Damaged appliances and flooring
Any structural cracks or leaks

These visuals will be essential when submitting your claim to insurance. Don’t remove anything until it's documented.

3. Start Drying Right Away

ALT text: Street in Calgary submerged in rainwater after the July 2025 storm

Use tools like:

A wet vacuum
Fans and dehumidifiers
Open windows if the humidity is low

Mould can begin forming in 24 to 48 hours. If the flood is large or the water smells contaminated, hire a professional restoration company immediately.

4. Shut Off Power to Prevent Electrocution

ALT text: Overhead image of Calgary neighbourhood with homes surrounded by floodwater

Water and electricity are a dangerous mix.

Turn off the main breaker
Avoid touching wires, outlets, or appliances
If the breaker is in a flooded area, call an electrician

Even a small amount of standing water can pose fatal risks if it comes into contact with live electricity.

5. Contact Your Insurance Provider

Once it’s safe and the damage is documented, call your insurer right away.

Report all damages
Save receipts for repairs or temporary accommodation
Ask about flood-specific coverage, as not all standard policies include it

If you're unsure about coverage, it’s worth reviewing your policy before the next rainfall.

Calgary’s New Flood Reality

Flooding is no longer a once-in-a-decade event for Calgary. The 2025 storm is part of a pattern that experts say could continue due to climate shifts. Homeowners—especially those in low-lying areas or near rivers—should take preparedness seriously.

You can check the City of Calgary’s flood risk maps and consider installing sump pumps, backwater valves, and waterproofing solutions.

Final Thoughts

Wear protective gear
Take photos before touching anything
Dry out fast
Shut off power
Contact insurance immediately

These five steps can make all the difference between a quick recovery and long-term damage. Stay informed, stay safe—and if you need local contacts for flood restoration, reach out to a trusted Calgary real estate advisor.

Posted by Ray Yang on July 24th, 2025