Buying in Calgary can be exciting but also complex. Our buyer guides cover everything from hidden costs to first-time buyer tips, ensuring you understand the process and avoid common mistakes.

As Calgary’s housing market evolves in 2025, more buyers are searching for options that balance affordability, space, and lifestyle. For many, townhomes have become the perfect middle ground - offering more room than a condo, but at a lower price point than detached homes.

In this post, we’ll explore why townhomes are gaining popularity, which Calgary communities stand out in 2025, what to consider before buying, and how HOA fees play a role.

Why Townhomes Are Gaining Popularity

With affordability pressures and rising detached home prices, townhomes are emerging as a smart alternative for buyers who want:

  • More space than a condo (often with private entrances, yards, and garages).

  • Lower costs than detached homes, making them…

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Buying a home in Calgary has always been a dream for many, but with shifting interest rates and rising living costs, budget-conscious buyers are more focused than ever on value for money. The good news? There are plenty of ways to get into Calgary’s real estate market without overextending your finances.

In this guide, we’ll explore affordable property options, cost-saving tactics, financing programs, and neighbourhoods that provide strong long-term value.

1. Focus on Affordable Property Types

Detached homes remain desirable, but they’re not always budget-friendly. If you’re looking to stretch your dollar, consider:

  • Condos: Calgary’s condo market has seen softer price growth compared to detached homes, making them a smart entry point.

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Buying a townhome in Calgary can be a smart and affordable move—but only if you know what to look for. While townhomes offer the perfect blend of homeownership and low-maintenance living, there are key details that every buyer should pay close attention to before signing on the dotted line.

Here are 10 important things to check when buying a townhome in Calgary in 2025:

1. HOA Fees & What They Cover

Homeowners Association (HOA) fees vary widely. Check what’s included—some cover snow removal, exterior maintenance, insurance, and amenities like parks or community centres. Others might not offer much at all.

Tip: High fees aren’t always bad—just make sure you’re getting value.

2. Bylaws and Restrictions

Townhome communities…

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When you think of lakeside living, Calgary might not be the first city that comes to mind—but that’s changing fast. The south side of Calgary boasts some of the most beautiful and amenity-rich lake communities in Alberta, offering year-round recreation, strong property values, and family-friendly environments that rival even the most desirable suburbs.

Whether you're looking for your dream home or an investment opportunity, here’s a comprehensive guide to the top lake communities in South Calgary.

Mahogany: Calgary’s Largest Lake Community

Mahogany Lake in Calgary

  • Lake Features: 63-acre freshwater lake, two private beaches, paddleboarding, kayaking, and fishing.

  • Community Vibe: Modern, master-planned, vibrant with young families and professionals.

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If you're in the market for a home in Calgary, there's one hidden feature that could affect your investment more than you think: the plumbing. Specifically, Polybutylene—commonly known as Poly B—was widely used in homes built between the late 1970s and mid-1990s. While it was once a popular choice for water supply piping, its track record has raised red flags for homeowners, inspectors, insurers, and now, you: the buyer.

What is Poly B?

Poly B is a flexible, grey plastic pipe used extensively as a low-cost alternative to copper. It was easy to install and became the standard in many homes across Canada during its heyday. However, over time, it has proven to be susceptible to deterioration—especially when exposed to the chlorine commonly found…

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If you're searching for townhomes for sale in Calgary, you're in the right place. Calgary’s real estate market continues to evolve, offering a wide range of townhome options—from sleek urban builds to cozy homes in peaceful, family-friendly neighbourhoods. Whether you're a first-time buyer, investor, or downsizing, townhomes offer a smart, stylish, and efficient choice.

Why Choose a Townhome in Calgary?

Townhomes offer the perfect balance between the freedom of a detached home and the simplicity of condo living. With lower maintenance costs and often better affordability, they’re an excellent option for homeowners at any stage of life.

Top reasons why Calgary townhomes are in demand:

  • Affordability: Generally more budget-friendly than…

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A Complete Guide for Home Buyers (2025)

If you're planning to buy a home in Calgary, it’s important to know that the purchase price isn’t the only cost you’ll need to budget for. Alongside your down payment and mortgage, there are closing costs—essential expenses that must be paid when the property officially changes hands. Understanding these costs will help you avoid any last-minute surprises and ensure a smooth transition into your new home.

What Are Closing Costs?

Closing costs are the final fees associated with the purchase of a home, paid on or before the closing date. These expenses vary depending on the property price, location, and type of transaction, but in Calgary, buyers can generally expect closing costs to range between 1.5%…

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Whether you're a first-time buyer or a seasoned investor, negotiating the price of a house is one of the most important — and often nerve-wracking — parts of the home buying process. But with the right strategies, you can secure your dream home without overpaying.

1. Do Your Market Research

Before making an offer, analyze comparable sales (comps), current listings, and how long homes stay on the market in the area. A well-informed buyer is a powerful negotiator.


2. Get Pre-Approved

A pre-approval shows sellers you’re financially ready and serious, making your offer more appealing — even if it's slightly below asking.


3. Understand the Seller’s Motivation

Is the seller in a hurry? Already moved out? Knowing their situation can…

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Quick take: Even though Alberta uses the Torrens land-titles system (the province guarantees title accuracy), title insurance still protects you from costly risks the government guarantee doesn’t cover — like title fraud, unpaid taxes or liens, survey/encroachment problems, building-permit issues, and closing “gap” risks. Most lenders require a lender’s policy; smart buyers add an owner’s policy for full protection. Sources: BLG, Alberta.ca, RECA, Canada.ca.

What is title insurance (in plain English)?

Title insurance is a one-time premium policy that protects against losses tied to your property’s legal ownership (“title”). There are two kinds:

  • Lender’s policy: Protects the bank’s interest in your mortgage (often required).
  • Owner’s…

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Buying your first home is an exciting milestone—but it can also feel overwhelming if you're not sure where to start. From understanding mortgage options to navigating open houses, there are a lot of moving pieces. But don’t worry—you’re not alone.

Here are some essential first-time home buyer tips to help you move forward with confidence and make smart, informed decisions throughout your home-buying journey.


1. Know Your Budget (And Stick to It)

Before falling in love with that dream kitchen or a backyard made for entertaining, it's important to understand what you can realistically afford. Start by getting pre-approved for a mortgage, which will give you a clear picture of your budget and show sellers you're a serious buyer.

Pro Tip:…

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