Mortgage Affordability Calculator

Calculate how much income you need to afford a home and the total amount you could borrow on a 25-year mortgage. Update the amounts below to see what you can afford.

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Purchase price

Down payment

Credit score

Property taxes

$ per year

Heat ($1 per square foot)

$ per year

Condo fees

$ per year

Monthly debts

$ per month

Salary

$ per year

Assumptions (tap to adjust)

Interest rate

Amortization

years

GDS limit

TDS limit

Your Results

Max Monthly Housing Cost

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Constrained by GDS/TDS

Estimated Max Mortgage

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25-yr · 4.99%

Max Purchase Price

—

Assumes your down payment

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